21st Century’s team is a mix of highly knowledgeable young and well experienced Insurance Professionals, some of whom are well known for their work in the industry. We take pride in our people for their dedication, knowledge & skills, efficiency level and service orientation.

Team Member


Chief Executive Officer—21st Century Team Leader

Wayne began his insurance career as an insurance broker /account executive in a leading local Broking Company some 30 years ago. He was subsequently appointed to the post of General Manager and quickly moved up the ranks and was subsequently appointed to the Board of Directors in the capacity as Managing Director. This exposure enabled him to establish contacts with international broking houses, underwriters, and re-insurers.

In 1992, he launched his own broking establishment - 21st Century Insurance and Reinsurance Brokers Ltd. His aggressive drive and total commitment to his clientele are responsible for the steady and rapid growth of the Company which commands a diversity of clients including the Private Commercial sector, Industrial Sector, Energy Sector, Government and Statutory Boards and the Finance Sector.

Team Member


Managing Director

Mrs. Gosine has worked in various companies including a Travel Agency and has gained invaluable knowledge and experience particularly relating to the insurance industry where she specialized underwriting and accounts which expertise was brought to 21st Century since its inception in 1992 where she operated as Director /Corporate Secretary. She is now the Managing Director.

Team Member


Chief Financial Officer

Chandrasekhar is a corporate management finance professional with an overall experience of 28 years (including 14 years in the Caribbean) in Manufacturing and IT Service companies of large international business conglomerates.

His vast experience covers financial / management accounting, financing of multi-million dollar projects with international financial institutions, effective working capital management, costing & pricing, systems designing & implementation through ERP solutions, strategic business planning with budgeting & forecasting, variance analysis, operations / financial restructuring, cost control measures through Kaizen initiatives, commercial / general administration and corporate secretarial functions.

A Chartered Accountant by profession he also holds a Bachelor of Commerce degree from University of Bombay, India.

Chandrasekhar joined 21st Century Insurance as the CFO in Sept. 2013. His areas of responsibilities include Corporate Finance, Management Accounting and Business development. As the Head of Finance, Chandrasekhar's key priorities is to support the company’s growth, manage critical finance function and adhere to regulatory and compliance requirements

Team Member


Vice President

Cynthia's Insurance career began over 22 years ago in a large brokerage Company. Her training was evolved from the Claims Department into the Underwriting.

She pursued her formal training under the auspices of the Trinidad & Tobago Insurance Institute and was awarded a Diploma in Insurance.

She joined the Company at its inception in 1992 and handles and co-ordinates all the Marine facilities. In January 2012, Cynthia was promoted to the position of Vice President of the Company.

Team Member


General Manager

Ann Marie joined the Company in June 1999 in the capacity as Underwriting Clerk and has steadily worked her way up to the designation of General Manager. She is responsible for co- ordinating the management of Corporate Accounts, Commercial Accounts, Marine Accounts and Individual placements as well as a host of numerous administrative responsibilities including HR and PR functions.

She attained an Insurance designation of Cert CII from the Chartered Insurance Institute in London.

Team Member


Workmen's Compensation Specialist Consultant

Ahmad joined 21st Century in March 2007 in the capacity of Operations Manager to oversee and audit the insurance operations in order to further enhance and upgrade the service provided by the company. He is also responsible for setting up training programs for employees who wish to further their knowledge of insurance as well as clients’ representatives who are designated to administer insurance portfolios.

He has worked in the local Insurance industry for over 40 years and acquired most of his experience and expertise when he functioned in the role of a Senior Underwriter and later as a Technical Analyst at a large regional insurance company. He has completed various courses and workshops in areas such as Marine, Accident, Property and Reinsurance.

He is also a qualified practitioner in Liability & Marine Insurance underwriting and claims and serves as a part-time lecturer for the Trinidad and Tobago Insurance Institute. In this regard, Ahmad is highly recognized for his knowledge by his peers in the Insurance Industry.

Team Member


Claims Consultant

Mr. Jokhan worked for a leading law firm as a law clerk and a number of insurance companies in the capacities of Supervisor and then Manager.

He joined 21st Century on 1st September 2005 and is currently responsible for the direct management in the General Claims division of the organization including special assignments relating to his training in Motor Insurance particularly regarding the matter of recoveries.

Team Member


Assistant Claims Manager

Ryan joined 21st Century in 2001 as a Claims Clerk and participated in seminars on Liability and Marine Insurance which both increased his knowledge in these areas.

He currently holds the position of Assistant Claims Manager. His duties include Surveys addressing all types of claims, Administering and Updating the Claims Database as well as the Monthly Claims Bordeaux.

In October 2014 he was given the responsibility of managing the Company’s newest branch office at Atlantic Plaza, Couva.

Team Member


Employee Benefits Manager / Executive Assistant

Ann Marie completed a degree in Business Management at the University of the West Indies and has attained a Certificate of Insurance through the Chartered Insurance Institute to further to enhance her qualification in Insurance.

During the course of her education, she joined the insurance industry in 2003 and has since gained experience and knowledge in the following areas; Property, Motor and Employee Benefits Claims.

In 2006 Ann Marie joined the Company as an Underwriting/Claims Technician and has since been promoted to The Employee Benefits Manager in 2015.